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S I M O N S  &  C O M P A N Y offers a variety of loan programs to meet your needs. Here is a sample of what loans are available.  Give us a call /or email for information about additional loan programs.
 
30 Year Fixed Conforming (<= $510,400)
30 Year Fixed Conforming Jumbo ($510,400- $765,600)
7/1 ARM Conforming Jumbo
30 Year Fixed Jumbo (over $765,600)
7/1 Jumbo ARM (over $765,600-$2,000,000) Call for Higher Loan Amounts

Rates last updated on Monday, February 03, 2020

30 Year Fixed Conforming (<= $510,400)

30 Years Fully Amortized / No prepayment penalty

Term: 30 years   Maximum Amount: $510,400
RatesAPRPoints
3.125%3.342%1%
3.25%3.387%0%
 

Rates vary depending on (but not limited to) credit, loan to value, impounds, purchase or refinance and/or cash out. 


30 Year Fixed Conforming Jumbo ($510,400- $765,600)

30 Year Conforming Jumbo (up to $765,600) / No prepayment penalty

Term: 30 years   Maximum Amount: $765,600
RatesAPRPoints
3.25%3.387%0%
3.5%3.722%1%
 

Maximum loan amounts vary depending on Counties and zip codes. Also, rates vary depending on (but not limited to) credit, loan to value, impounds, purchase or refinance and/or cash out. 


7/1 ARM Conforming Jumbo

7/1 ARM Conforming Jumbo

Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
3.25%3.555%0%
 

Maximum loan amounts vary depending on Counties and zip codes  Also, rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out.


30 Year Fixed Jumbo (over $765,600)

30 Years Fully Amortized / No prepayment penalty or Prepayment penalty on some loans

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
3.625%3.746%0%
 

Rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out. 


7/1 Jumbo ARM (over $765,600-$2,000,000) Call for Higher Loan Amounts

30 Year loan / Fixed for 7 years / adjustable after / Prepayment penalty on some loans

Term: 30 years   Maximum Amount: $3,000,000
RatesAPRPoints
3.25%4.476%0%
 

Rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out.



All Loans subject to approval.  Rates subject to change.