S I M O N S  &  C O M P A N Y offers a variety of loan programs to meet your needs. Here is a sample of what loans are available.  Give us a call /or email for information about additional loan programs.
 
30 Year Fixed Conforming (<= $484,350)
30 Year Fixed Conforming Jumbo ($484,351- $726,525)
7/1 ARM Conforming Jumbo
30 Year Fixed Jumbo (over $725,525)
7/1 Jumbo ARM (over $725,525-$2,000,000) Call for Higher Loan Amounts

Rates last updated on Thursday, January 03, 2019

30 Year Fixed Conforming (<= $484,350)

30 Years Fully Amortized / No prepayment penalty

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
4%4.251%1.25%
4.25%4.396%0%
 

Rates vary depending on (but not limited to) credit, loan to value, impounds, purchase or refinance and/or cash out. 


30 Year Fixed Conforming Jumbo ($484,351- $726,525)

30 Year Conforming Jumbo (up to $726,525) / No prepayment penalty

Term: 30 years   Maximum Amount: $726,525
RatesAPRPoints
4.25%4.483%1%
4.5%4.649%0%
 

Maximum loan amounts vary depending on Counties and zip codes. Also, rates vary depending on (but not limited to) credit, loan to value, impounds, purchase or refinance and/or cash out. 


7/1 ARM Conforming Jumbo

7/1 ARM Conforming Jumbo

Term: 30 years   Maximum Amount: $625,500
RatesAPRPoints
4.125%4.079%1.25%
4.625%4.216%0%
 

Maximum loan amounts vary depending on Counties and zip codes  Also, rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out.


30 Year Fixed Jumbo (over $725,525)

30 Years Fully Amortized / No prepayment penalty or Prepayment penalty on some loans

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
4.625%4.849%1%
5%5.139%0%
 

Rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out. 


7/1 Jumbo ARM (over $725,525-$2,000,000) Call for Higher Loan Amounts

30 Year loan / Fixed for 7 years / adjustable after / Prepayment penalty on some loans

Term: 30 years   Maximum Amount: $3,000,000
RatesAPRPoints
3.875%4.868%1%
4.125%4.902%0%
 

Rates vary depending on (but not limited to) credit, loan to value, purchase or refinance and/or cash out.



All Loans subject to approval.  Rates subject to change.